Motorbike Insurance – Go Fully Comp for Total Cover
You wouldn’t dream of getting on your motorbike without your helmet. But protection comes in many forms and having a good motorbike insurance policy is also essential.
Motorbike insurance is a legal requirement if you own a bike in the UK. Fully comprehensive cover is the highest level of insurance available. Naturally, it will cost more than third party only or third party fire and theft, but you get a lot more bang for your buck when you go fully comp.
It covers just about every eventuality and offers you the chance to enhance the cover with some added extras.
Accidents and damage can really hit you in the pocket, not to mention leave you with a lot of bumps and bruises, if you’re lucky. Fully comprehensive cover will ease the blow of the big financial hit you’ll take and although it won’t heal those bumps and bruises, it’ll help you with the cost of getting them treated.
Bike Insurance – Let’s start with the basics
A fully comp policy will provide all of the features which are included in third party and third party fire and theft, meaning if you cause an accident, the other person’s vehicle and property will be covered. The theft of your bike or damage to it caused by fire are also covered.
Comprehensive bike cover
What sets fully comprehensive motorbike insurance apart from the other levels of cover is that it will also protect you and your bike, even if an accident was caused by you or was found to be no-one’s fault.
When you compare motorcycle insurance quotes on Insurance4Motorbike.com, you will find that even fully comprehensive cover has certain exclusions. Some insurers will include certain features as standard on fully comprehensive policies, while others will offer them as optional extras which will be available for an added cost.
Therefore, when you are looking at policies, make sure you study them thoroughly to make sure you are comparing like for like. Prices will vary depending on whether these extras are included or offered as extras.
Motorbike Insurance extras may include:
While the mechanics scratch their head and wonder what’s up with your bike or if they are busy repairing the problem, your insurer can provide you with a temporary replacement.
This can be a standard feature in some fully comprehensive motorbike insurance policies, while others may require you to pay extra for the facility.
Legal expenses cover
Daytime TV is awash with former soap actors asking if you’ve been injured in an accident. With legal protection, your insurer will help out with any legal costs that arise from accidents. This can cover things like compensation costs for the other people involved or the cost of pursuing a case through the courts.
Motorbike Breakdown cover
Bike Breakdown cover is most commonly offered separately from your fully comprehensive motorbike insurance. Many insurers will have special arrangements with breakdown companies meaning they can offer special deals on breakdown cover. However, you can also shop around and buy it from a different company altogether.
Motorbike Breakdown cover will help you if your bike breaks down and you’re left stranded. It will cover the cost of repairing your bike by the roadside or providing you with alternative transport to your destination.
So, fully comprehensive might not be as comprehensive as you think, although it does offer a great deal more than other levels of cover.
And if you think fully comp means paying sky high premiums, you obviously haven’t got Insurance4Motorbike on the case. We’ll help you compare a huge range of cheap motorbike insurance quotes in a matter of minutes – saving you time and money.
For some cracking fully comprehensive motorbike insurance quotes, put us to the test today. You can also call our expert team on 0800 787 670.
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