How to Find Cheap Motorbike Insurance Online
We know you love zooming around on your motorbike, but imagine you had to call into a dozen insurance company offices to find the best quote for motorbike insurance? Even sitting on the phone, ringing round a lot of brokers can eat up a whole afternoon.
At Insurance4Motorbike.com, you can get quotes, compare and buy motorcycle cover all in a matter of minutes, giving you time to take that bad boy out for spin.
Bike Insurance: The numbers game
Comparing motorbike insurance is simple, but before you get stuck in, you must know what you’re looking for. A lot of factors influence how much you pay for your motorbike cover, including the value of your bike, its make and model, your age and gender, where you keep it and if you have had any claims or convictions.
Get lower priced motorbike insurance quotes
With some many things affecting the price of your premium, there are many things you can do to keep the cost down. A lot of people have a motorbike as more of a hobby and using it for pleasure rather than commuting can lead to cheaper premiums.
Riding a motorbike can be quite thrilling, but there’s also a lot of risk involved and the more you use it, the higher you’ll pay for your insurance. Security is also something insurers look at and even if you don’t live in a quiet, crime-free area, you can still take steps to protect your bike and therefore lower you premium.
If you have a garage, clear all that junk out of it so you can lock up your bike overnight. Most newer bikes will come with security features like an immobiliser on them. But if they don’t, getting some fitted will also cut the cost of your insurance.
You’ll be able to get a lower premium if you take out a bigger excess on your policy, but this means you’ll pay more out in the event of a claim before your insurer coughs up their share. Try and strike the right balance between what’s affordable and what gives you the best cover.
Picking motorcycle insurance cover that suits you
You may have a budget in mind when it comes to comparing motorbike insurance quotes and this may determine what type of cover you plump for.
If you don’t use your bike that much, a lower level of cover might be for you while if you’re on your bike everyday, you’ll be looking a more comprehensive package. Motorcycle insurance is compulsory in the UK and the three different levels of cover are:
The absolute, bog-standard level of cover, third party will only pay out for damage to other people and their property if you have caused an accident. Could be ideal if you use your bike for just a little weekend spin.
Third Party Fire and Theft
Gives you the added protection of covering you against theft or damage to your motorcycle caused by fire. If you’re sticking to a strict budget, but live in an area of high crime, this could be a sensible option.
The most expensive, but most effective level of cover you can get. Some insurers may throw in a few added extras as standard if you take out a fully comp policy. A worthwhile investment if your bike is relatively new or worth a few quid.
Bike Insurance: What’s included and what’s not
Some policies may have certain exclusions, so it’s always worth scouring the small print when comparing quotes for motorcycle insurance. You may be able to add on a few extras for an added fee. The most common types of additional coverage include:
- Legal protection: This helps out with legal costs if you’ve been involved in an accident.
- Personal accident: Can provide compensation for loss of earnings and help with medical expenses.
- Breakdown cover: In the event of your bike suffering mechanical failure, this will provide roadside assistance.
Compare bike insurance prices online
So, now the hard part is over. When you’ve worked out what kind of cover you need, start comparing online to get the best deal.
Just enter all your details into our quick and easy quote form (leave out nothing, no matter how silly you may think it is) and you’ll have a raft of cracking quotes at your fingertips in seconds.
There’s no need to go over and over the same information again. Once you’ve entered it, we can use your details to carry out lots and lots of searches to find your cheap quotes for motorbike insurance. How’s that for saving you time and money?
Don’t just settle for your renewal quote. It’s often not that competitive and most insurers will just rely on you being too lazy to shop around. Prove them wrong then, find better prices now. You can save up to 35% on motorcycle insurance by shopping around according to government figures.
There are many insurance companies out there willing to take your custom, so put them all to the test and let them fight for your money.
Insurance4Motorbike.com is ready to find you the best deal for your motorbike insurance. Get a quote now or call our expert team on 0800 787 670.
Find Cheap MotorBike Insurance Quotes today at Insurance4MotorBike.com!